Working with The Doctors' Health Fund to offer bursaries to medical students. |
Essential Extras - better mid-range cover
Effective 1 April 2008
Waiting periods
- 12 months for major dental services, aids and appliances
- 24 months for hearing aids
- 2 months for all other services
Limits
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ITEM
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LIMITS
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BENEFITS PAID
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General dental services
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$600
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100% paid for ten general check up items up to two times per year. Fixed benefits paid for all other items.
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Major dental services
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- Periodontic
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Periodontic services are included in the general dental limit
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Fixed benefits paid per item
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- Orthodontics
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Orthodontic services are included in the general dental limit, up to $125 per year of membership with a lifetime limit of $1,250
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Optical category limit
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$500 limit over 2 years
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- Frames
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$220
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- Single vision lenses
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$200
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- Bi-focal lenses
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$250
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- Multi-focal lenses
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$320
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- Contact lenses
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$500
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- Repairs
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$50
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Non-PBS pharmaceuticals, mammograms, ThinPrep tests, bone density tests
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$300
Tests, one each per year
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After the current PBS cost, benefits paid are 85% of the remaining cost of a non-PBS script. $60 per test.
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Physiotherapy, Psychology, Occupational therapy, Speech therapy, Orthoptics, Podiatry, Dietetics, pre-natal Midwifery services
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$900
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$100 per visit for psychology, all other therapies $30 per visit with calendar year sublimits per therapy type of $500
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Aids & appliances including hearing aids
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$500 every 2 years
One set of hearing aids every 3 calendar years
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50% of the cost of the item, except hearing aids
Single hearing aid $200
Two hearing aids $400
Hearing aid repairs $50
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