Working with The Doctors' Health Fund to offer bursaries to medical students.

Essential Extras - better mid-range cover

Effective 1 April 2010
 
Waiting periods 
  • 12 months for major dental services, aids and appliances
  • 24 months for hearing aids
  • 2 months for all other services
Limits
  • Limits per person per calendar year, except where otherwise indicated
     

ITEM

LIMITS

BENEFITS PAID

General dental services

$600

100% paid for ten general check up items up to two times per year, so long as the charges are within the range of usual, customary and reasonable charges. Fixed benefits paid for all other items.

Major dental services

 

 

- Periodontic

Periodontic services are included in the general dental limit

 

 

Fixed benefits paid per item

- Orthodontics

Orthodontic services are included in the general dental limit, up to $125 per year of membership with a lifetime limit of $1,250

Optical category limit

$500 limit over 2 years

 

- Frames

 

$220

- Single vision lenses

 

$200 

- Bi-focal lenses

 

$250 

- Multi-focal lenses

 

$320 

- Contact lenses

 

$500 

- Repairs

 

$50 

Non-PBS pharmaceuticals, mammograms, ThinPrep tests, bone density tests

$300

Tests, one each per year

After the current PBS cost, benefits paid are 85% of the remaining cost of a non-PBS script. $60 per test.

Physiotherapy, Psychology, Occupational therapy, Speech therapy, Orthoptics, Podiatry, Dietetics, Midwifery services, and remedial massage with specifically qualified practitioners

$900

$100 per visit for psychology, all other therapies $30 per visit with calendar year sublimits per therapy type of $500

Aids & appliances including hearing aids

$500
Benefits paid for replacement items 2 years
after the first supply.
One set of hearing aids every 3 calendar years

75% of the cost of the item, except hearing aids

Single hearing aid $200

Two hearing aids $400

Hearing aid repairs $50
where use of the item was ordered by a registered practitioner

Remedial massage cover

 
The Doctors’ Health Fund now recognises more remedial massage therapists, as we have added to our list of complying organisations, which include, but are not limited to :
 
ATMS (Australian Traditional Medicine Society)
AMT (Association of Massage Therapists)
AAMT (Australian Association of Massage Therapists)
ANTA ( Australian Naturopathic Practitioners’ Association)
IRMA (Institute of Registered Myotherapists of Australia
ARM (Association of Remedial Masseurs)