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Celebrating 40 Years - Dedicated to you, dedicated to the profession

The choice to join Doctors’ Health Fund couldn’t be easier

Celebrate with us today. Join now and receive your choice of $300 Westfield XS Eftpos Gift Card* OR $300 Escape Travel Gift Card*

Offer closes 30/6/2017
*Terms and conditions apply.

Quick Quote

1% Medicare Levy Surcharge

Nicole, single, Hospital intern: Nicole earns just over $90,000 with overtime, so she would have to pay a 1% Medicare levy surcharge if she does not have hospital cover.

Nicole graduated two years ago and works as an intern in a hospital in Sydney, NSW. Right now she is flat out working evening and weekend shift work to save for her future studies. Up until a few years ago, she was on her parents’ health insurance.

Because she earned $92,987 last year, her MLS this year will be $929.87. Taking out Smart Starter Hospital and Basic Extras cover, including her rebate of 17.289%, would cost Nicole less than $50 extra per month for a great starter health insurance package that guarantees her choice of Extras provider.

1.25% Medicare Levy Surcharge

Michael (Private Practice, Physiotherapist): Single and earns just over $105,000 with overtime, so he would have to pay a 1.25% Medicare levy surcharge if he does not take out hospital cover.

Michael is 32 years old, and works as a physio at a private practice in Perth, WA. He works flexible hours, with quite a lot of weekend work with sports teams, so his overtime pay accumulates fairly quickly. Earning $108,500 last year, his MLS this year will be $1,356.25.

For less than $1.50 extra a day with his rebate of 8.644%, Michael can get Smart Starter Hospital AND Essential Extras Cover which offers generous benefits.

1.5% Medicare Levy Surcharge

David (Private Practice, GP), and Sue (Hospital, Radiologist): A couple who earn over $210,000, so they would have to pay 1.5% Medicare levy surcharge.

David, 38, works as a GP at a private practice. Sue, also 38, works as a radiologist at a local hospital in Melbourne, VIC. They are planning to start their family very shortly.

Earning $233,000 between them in financial year 2015/2016, their MLS will be $3,495. For less than an extra $70 a week, including their rebate of 8.644%, David and Sue can get Prime Choice Hospital (with a $1000 excess) – comparable to the top cover of many other health funds – and Total Extras Cover, for comprehensive extras cover. And they’re now covered for pregnancy related services.

Join us today and enjoy our unique member benefits:

  • Our Top Cover hospital is the only product that pays up to the AMA list of services and fees.
  • The freedom to choose your Extras provider because you know best who should treat you.
  • Expert, personal service from our Member Service Team and fast and easy claiming.
  • 2.5% discount on your premiums when you pay annually in advance.

Switching is easy – we do all the paperwork for you.

10 minutesIt takes just
10 minutes to join

Call 1800 226 126


*Terms and conditions

To be eligible for the offer, applications to join Doctors’ Health Fund must be received by 11.59 (AEST) 30 June 2017. Offer is only available to those who are eligible to join Doctors’ Health Fund restricted access group and who do not currently hold private health insurance with Doctors’ Health Fund. The new member must take out combined Hospital and Extras cover to be eligible for the gift. Cover start date and join entry date must commence within the campaign period of 6 March 2017 to 30 June 2017. Only one gift will be provided per policy, the choice of a $300 Westfield XS Eftpos Gift Card or a $300 Escape Travel Gift Card valid for 12 months from date of issue. Member needs to be active and financial for 6 continuous weeks; gift will be issued within 10 weeks of joining the fund. The offer does not apply to policy upgrades, or when a spouse, or dependant is added to an existing Doctors’ Health Fund policy. This offer is not available to those who have held an active health insurance membership with Doctors’ Health Fund in the last one year (either in their own right or under a Couple/Family health insurance membership). Policy holder must be over 18 years old to be eligible for the offer. This offer is not available with other offers. Doctors’ Health Fund is not responsible for any lost, stolen or damaged gifts. Gift is subject to availability. Gift item and colour may vary from image shown. Each new member should look to the product issuer for all warranties, terms and conditions, which are subject to change without notice. The promoter shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to direct or consequential loss) or for any personal injury suffered or sustained in connection with any prize/s, except for any liability which cannot be excluded by law.  Doctors’ Health Fund reserves the right to change the offer conditions at any time. This offer is not available to Avant Mutual staff members (includes DHF staff and Avant staff.) Private health insurance products are issued by The Doctors’ Health Fund Pty Limited, ABN 68 001 417 527 (Doctors’ Health Fund), a member of the Avant Mutual Group. Cover is subject to the terms and conditions (including waiting periods, limitations and exclusions) of the individual policy.