Doctors Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
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Doctors Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
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Choose from a range of options designed to suit the needs of people at different stages in their lives.
As part of the Australian Government's recent changes to Private Health Insurance, all private health insurance policies must now be classified as Basic, Bronze, Silver or Gold. This categorisation has been introduced to help you better understand your level of cover.
*This premium is for a single in NSW that includes the full Australian Government Rebate of 25.059%.
What is the gap?
Inclusions
Restrictions *
Exclusions
Smart Starter
Bronze Plus
Entry-level hospital cover with more inclusions than Bronze-level cover, specially designed for young singles and couples.
/mth
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Prime Choice
Gold
Comprehensive hospital cover for all inpatient services eligible for Medicare benefits with no exclusions and restrictions.
Top Cover
Gold
Unique premium hospital cover that pays a medical gap benefit based on the AMA list of medical services and fees. You will need to serve waiting periods to claim the AMA benefit.
As part of the Australian Government's recent changes to Private Health Insurance, all private health insurance policies must now be classified as Basic, Bronze, Silver or Gold. This categorisation has been introduced to help you better understand your level of cover.
*This premium is for a single in NSW that includes the full Australian Government Rebate of 25.059%.
What is the gap?
Inclusions
Restrictions *
Exclusions
Basic tier inclusions
Basic tier inclusions
Ambulance
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Ambulance
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Rehabilitation
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Rehabilitation
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Hospital psychiatric services
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Hospital psychiatric services
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Palliative care
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Palliative care
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Bronze tier inclusions
Bronze tier inclusions
Brain and nervous system
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Brain and nervous system
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Eye (not cataracts)
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Eye (not cataracts)
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Ear, nose and throat
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Ear, nose and throat
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Tonsils, adenoids and grommets
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Tonsils, adenoids and grommets
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Bone, joint and muscle
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Bone, joint and muscle
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Joint reconstructions
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Joint reconstructions
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Kidney and bladder
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Kidney and bladder
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Male reproductive system
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Male reproductive system
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Digestive system
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Digestive system
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Hernia and appendix
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Hernia and appendix
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Gastrointestinal endoscopy
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Gastrointestinal endoscopy
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Gynaecology
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Gynaecology
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Miscarriage and termination of pregnancy
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Miscarriage and termination of pregnancy
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Chemotherapy, radiotherapy and immunotherapy for cancer
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Chemotherapy, radiotherapy and immunotherapy for cancer
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Pain management
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Pain management
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Skin
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Skin
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Breast surgery (medically necessary)
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Breast surgery (medically necessary)
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Diabetes management (excluding insulin pumps)
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Diabetes management (excluding insulin pumps)
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Silver tier inclusions
Silver tier inclusions
Heart and vascular system
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Heart and vascular system
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Lung and chest
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Lung and chest
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Blood
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Blood
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Back, neck and spine
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Back, neck and spine
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Plastic and reconstructive surgery (medically necessary)
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Plastic and reconstructive surgery (medically necessary)
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Dental surgery
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Dental surgery
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Podiatric surgery (provided by a registered podiatric surgeon)
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Podiatric surgery (provided by a registered podiatric surgeon)
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Implantation of hearing devices
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Implantation of hearing devices
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Gold tier inclusions
Gold tier inclusions
Cataracts
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Cataracts
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Joint replacements
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Joint replacements
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Dialysis for chronic kidney failure
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Dialysis for chronic kidney failure
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Pregnancy and birth
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Pregnancy and birth
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Assisted reproductive services
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Assisted reproductive services
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Weight loss surgery
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Weight loss surgery
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Insulin pumps
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Insulin pumps
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Pain management with device
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Pain management with device
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Sleep studies
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Sleep studies
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Reasons to join

Our cover supports freedom of choice and clinical independence. We look after our members with personalised service that recognises your time is precious.
Only health fund for the medical community
We are the only health fund created exclusively for doctors, the medical community and their families.
Hospital cover that performs
Our Top Cover is unique in Australia, paying up to the AMA list of medical services and fees. Our hospital products including Top Cover Gold, Prime Choice Gold and Smart Starter Bronze Plus covers up to 98% of no or known medical gaps.
No preferred providers - it's your choice
You are free to choose the best Extras provider for you - we don't have restrictive preferred provider arrangements.
Claim 100% on dental check ups
No-gap general dental check-ups once a year for Starter Extras, twice a year for Essential Extras and unlimited for Total Extras.
More reasons to join
Doctors' Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
© 2019 Doctors Health Fund
ABN 68 001 417 527
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