Doctors Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
Member LoginGet a quote
Doctors Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
icon / callCreated with Sketch.

Essential Extras

Superior mid-range extras cover with a substantial list of benefits including generous dental and high-level optical cover.
  • 100% cover on the cost of two general dental check-ups per year
  • $500 optical limit over two consecutive years
  • Cover for services including general and major dental, physio, non-PBS pharmaceuticals and more
  • Complete choice of your extras provider

There are other important things to know about when considering health cover, like waiting periods and pre-existing conditions.

Essential Extras

*
Get a quote
*This premium is for a single in NSW that includes the full Australian Government Rebate of .
Inclusions
Exclusions
Inclusions
Exclusions

Inclusions

Aids and appliances
down-open
Waiting period: 12 months
Limit: $500 combined limit
Aids and appliances
down-open
Waiting period: 12 months
Limit: $500 combined limit
Waiting period12 monthsTotal limit$500 combined limit
General dental services
down-open
Waiting period: 2 months
Limit: $1,600 combined limit
General dental services
down-open
Waiting period: 2 months
Limit: $1,600 combined limit
Waiting period2 monthsTotal limit$1,600 combined limit
Major dental services
down-open
Waiting period: 12 months
Limit: $1,600 combined limit
Major dental services
down-open
Waiting period: 12 months
Limit: $1,600 combined limit
Waiting period12 monthsTotal limit$1,600 combined limit
Dietetics
down-open
Waiting period: 2 months
Limit: $900 combined limit
Dietetics
down-open
Waiting period: 2 months
Limit: $900 combined limit
Waiting period2 monthsTotal limit$900 combined limit
Hearing aids
down-open
Waiting period: 24 months
Limit: $500 combined limit
Hearing aids
down-open
Waiting period: 24 months
Limit: $500 combined limit
Waiting period24 monthsTotal limit$500 combined limit
Mental health services
down-open
Waiting period: 2 months
Limit: $900 combined limit
Mental health services
down-open
Waiting period: 2 months
Limit: $900 combined limit
Waiting period2 monthsTotal limit$900 combined limit
Non-PBS Pharmaceuticals
down-open
Waiting period: 2 months
Limit: $300 combined limit
Non-PBS Pharmaceuticals
down-open
Waiting period: 2 months
Limit: $300 combined limit
Waiting period2 monthsTotal limit$300 combined limit
Occupational and speech therapy
down-open
Waiting period: 2 months
Limit: $900 combined limit
Occupational and speech therapy
down-open
Waiting period: 2 months
Limit: $900 combined limit
Waiting period2 monthsTotal limit$900 combined limit
Optical
down-open
Waiting period: 2 months
Limit: $500
Optical
down-open
Waiting period: 2 months
Limit: $500
Waiting period2 monthsTotal limit$500
Orthoptics
down-open
Waiting period: 2 months
Limit: $900 combined limit
Orthoptics
down-open
Waiting period: 2 months
Limit: $900 combined limit
Waiting period2 monthsTotal limit$900 combined limit
Physiotherapy
down-open
Waiting period: 2 months
Limit: $900 combined limit
Physiotherapy
down-open
Waiting period: 2 months
Limit: $900 combined limit
Waiting period2 monthsTotal limit$900 combined limit
Podiatry
down-open
Waiting period: 2 months
Limit: $900 combined limit
Podiatry
down-open
Waiting period: 2 months
Limit: $900 combined limit
Waiting period2 monthsTotal limit$900 combined limit
Pregnancy care
down-open
Waiting period: 2 months
Limit: $900 combined limit
Pregnancy care
down-open
Waiting period: 2 months
Limit: $900 combined limit
Waiting period2 monthsTotal limit$900 combined limit
Remedial massage and myotherapy
down-open
Waiting period: 2 months
Limit: $900 combined limit
Remedial massage and myotherapy
down-open
Waiting period: 2 months
Limit: $900 combined limit
Waiting period2 monthsTotal limit$900 combined limit
Tests
down-open
Waiting period: 2 months
Limit: $300 combined limit
Tests
down-open
Waiting period: 2 months
Limit: $300 combined limit
Waiting period2 monthsTotal limit$300 combined limit

Exclusions

Health management
Health management
Home nursing
Home nursing
'Essential Extras' Factsheet

Things you should know

Waiting periods
Limits

You might also be interested in Hospital Cover

Smart Starter Bronze Plus

Entry-level hospital cover with more inclusions than Bronze-level cover, specially designed for young singles and couples.
More details

Prime Choice Gold

Comprehensive hospital cover for all inpatient services eligible for Medicare benefits with no exclusions and restrictions.
More details

Top Cover Gold

Unique premium hospital cover that pays a medical gap benefit based on the AMA list of medical services and fees
More details
Doctors' Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
© 2019 Doctors Health Fund
ABN 68 001 417 527
Get a quote