Doctors Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
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Doctors Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
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Total Extras

High-end extras cover offering a range of premium benefits including major dental cover and high annual claim limits per person.
  • Unlimited general dental services
  • High major dental benefits including orthodontics, endodontic, crown and bridges, and more
  • $600 optical limit over two consecutive years
  • Benefits of health management programs including weight management and Quit Smoking
  • High benefits for other services such as physio, mental health, non-PBS pharmaceuticals and more
  • Complete choice of your extras provider

There are other important things to know about when considering health cover, like waiting periods and pre-existing conditions.

Total Extras

*
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*This premium is for a single in NSW that includes the full Australian Government Rebate of .
Inclusions
This cover is fully comprehensive and has no exclusions or restrictions
Inclusions
This cover is fully comprehensive and has no exclusions or restrictions

Inclusions

Aids and appliances
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Waiting period: 12 months
Limit: $1,000
Aids and appliances
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Waiting period: 12 months
Limit: $1,000
Waiting period12 monthsTotal limit$1,000
General dental services
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Waiting period: 2 months
Limit: No limits
General dental services
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Waiting period: 2 months
Limit: No limits
Waiting period2 monthsTotal limitNo limits
Major dental services
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Waiting period: 12 months
Limit: Fixed per item
Major dental services
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Waiting period: 12 months
Limit: Fixed per item
Waiting period12 monthsTotal limitFixed per item
Dietetics
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Waiting period: 2 months
Limit: $1,000 combined limit
Dietetics
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Waiting period: 2 months
Limit: $1,000 combined limit
Waiting period2 monthsTotal limit$1,000 combined limit
Health management
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Waiting period: 2 months
Limit: $200
Health management
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Waiting period: 2 months
Limit: $200
Waiting period2 monthsTotal limit$200
Hearing aids
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Waiting period: 24 months
Limit: 1 set every 5 years
Hearing aids
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Waiting period: 24 months
Limit: 1 set every 5 years
Waiting period24 monthsTotal limit1 set every 5 years
Home nursing
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Waiting period: 2 months
Limit: $600
Home nursing
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Waiting period: 2 months
Limit: $600
Waiting period2 monthsTotal limit$600
Mental health services
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Waiting period: 2 months
Limit: $600
Mental health services
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Waiting period: 2 months
Limit: $600
Waiting period2 monthsTotal limit$600
Non-PBS Pharmaceuticals
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Waiting period: 2 months
Limit: $600 combined limit
Non-PBS Pharmaceuticals
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Waiting period: 2 months
Limit: $600 combined limit
Waiting period2 monthsTotal limit$600 combined limit
Occupational and speech therapy
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Waiting period: 2 months
Limit: $1,000 combined limit
Occupational and speech therapy
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Waiting period: 2 months
Limit: $1,000 combined limit
Waiting period2 monthsTotal limit$1,000 combined limit
Optical
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Waiting period: 2 months
Limit: $600
Optical
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Waiting period: 2 months
Limit: $600
Waiting period2 monthsTotal limit$600
Orthoptics
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Waiting period: 2 months
Limit: $1,000 combined limit
Orthoptics
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Waiting period: 2 months
Limit: $1,000 combined limit
Waiting period2 monthsTotal limit$1,000 combined limit
Physiotherapy
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Waiting period: 2 months
Limit: $700 combined limit
Physiotherapy
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Waiting period: 2 months
Limit: $700 combined limit
Waiting period2 monthsTotal limit$700 combined limit
Podiatry
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Waiting period: 2 months
Limit: $1,000 combined limit
Podiatry
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Waiting period: 2 months
Limit: $1,000 combined limit
Waiting period2 monthsTotal limit$1,000 combined limit
Pregnancy care
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Waiting period: 2 months
Limit: $1,000 combined limit
Pregnancy care
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Waiting period: 2 months
Limit: $1,000 combined limit
Waiting period2 monthsTotal limit$1,000 combined limit
Remedial massage and myotherapy
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Waiting period: 2 months
Limit: $700 combined limit
Remedial massage and myotherapy
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Waiting period: 2 months
Limit: $700 combined limit
Waiting period2 monthsTotal limit$700 combined limit
Tests
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Waiting period: 2 months
Limit: $600 combined limit
Tests
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Waiting period: 2 months
Limit: $600 combined limit
Waiting period2 monthsTotal limit$600 combined limit
'Total Extras' Factsheet

Things you should know

Waiting periods
Limits

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Doctors' Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
© 2019 Doctors Health Fund
ABN 68 001 417 527
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