Doctors Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
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Doctors Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
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Prime Choice Gold

Comprehensive hospital cover for all inpatient services eligible for Medicare benefits with no exclusions and restrictions.
  • Ideal for families and those wanting cover for the full range of inpatient services eligible for Medicare benefits.
  • Can be tailored to your financial needs by adding an excess to reduce premium costs.
  • Covers all costs of accommodations in a contracted private hospital or day-only facility, or a public hospital as a private patient, once any excess has been paid.
  • Through the Access Gap Scheme for your medical bills, Prime Choice can reduce or even eliminate your out-of-pocket expenses.
  • Gives you national cover for emergency and medically-necessary ambulance services, including transfers between hospitals.
  • Gap Cover: Access Gap Cover scheme

There are other important things to know about when considering health cover, like waiting periods and pre-existing conditions.

Prime Choice

Gold

*
Hospital excess
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*This premium is for a single in NSW that includes the full Australian Government Rebate of .
Inclusions
This cover is fully comprehensive and has no exclusions or restrictions
Inclusions
This cover is fully comprehensive and has no exclusions or restrictions

Inclusions

Ambulance
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Waiting period: 1 day
Ambulance
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Waiting period: 1 day
Waiting period1 day
Rehabilitation
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Waiting period: 2 months
Rehabilitation
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Waiting period: 2 months
Waiting period2 months
Hospital psychiatric services
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Waiting period: 2 months
Hospital psychiatric services
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Waiting period: 2 months
Waiting period2 months
Palliative care
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Waiting period: 2 months
Palliative care
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Waiting period: 2 months
Waiting period2 months
Brain and nervous system
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Waiting period: 2 months
Brain and nervous system
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Waiting period: 2 months
Waiting period2 months
Eye (not cataracts)
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Waiting period: 2 months
Eye (not cataracts)
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Waiting period: 2 months
Waiting period2 months
Ear, nose and throat
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Waiting period: 2 months
Ear, nose and throat
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Waiting period: 2 months
Waiting period2 months
Tonsils, adenoids and grommets
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Waiting period: 2 months
Tonsils, adenoids and grommets
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Waiting period: 2 months
Waiting period2 months
Bone, joint and muscle
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Waiting period: 2 months
Bone, joint and muscle
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Waiting period: 2 months
Waiting period2 months
Joint reconstructions
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Waiting period: 2 months
Joint reconstructions
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Waiting period: 2 months
Waiting period2 months
Kidney and bladder
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Waiting period: 2 months
Kidney and bladder
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Waiting period: 2 months
Waiting period2 months
Male reproductive system
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Waiting period: 2 months
Male reproductive system
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Waiting period: 2 months
Waiting period2 months
Digestive system
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Waiting period: 2 months
Digestive system
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Waiting period: 2 months
Waiting period2 months
Hernia and appendix
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Waiting period: 2 months
Hernia and appendix
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Waiting period: 2 months
Waiting period2 months
Gastrointestinal endoscopy
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Waiting period: 2 months
Gastrointestinal endoscopy
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Waiting period: 2 months
Waiting period2 months
Gynaecology
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Waiting period: 2 months
Gynaecology
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Waiting period: 2 months
Waiting period2 months
Miscarriage and termination of pregnancy
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Waiting period: 2 months
Miscarriage and termination of pregnancy
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Waiting period: 2 months
Waiting period2 months
Chemotherapy, radiotherapy and immunotherapy for cancer
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Waiting period: 2 months
Chemotherapy, radiotherapy and immunotherapy for cancer
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Waiting period: 2 months
Waiting period2 months
Pain management
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Waiting period: 2 months
Pain management
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Waiting period: 2 months
Waiting period2 months
Skin
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Waiting period: 2 months
Skin
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Waiting period: 2 months
Waiting period2 months
Breast surgery (medically necessary)
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Waiting period: 2 months
Breast surgery (medically necessary)
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Waiting period: 2 months
Waiting period2 months
Diabetes management (excluding insulin pumps)
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Waiting period: 2 months
Diabetes management (excluding insulin pumps)
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Waiting period: 2 months
Waiting period2 months
Heart and vascular system
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Waiting period: 2 months
Heart and vascular system
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Waiting period: 2 months
Waiting period2 months
Lung and chest
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Waiting period: 2 months
Lung and chest
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Waiting period: 2 months
Waiting period2 months
Blood
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Waiting period: 2 months
Blood
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Waiting period: 2 months
Waiting period2 months
Back, neck and spine
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Waiting period: 2 months
Back, neck and spine
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Waiting period: 2 months
Waiting period2 months
Plastic and reconstructive surgery (medically necessary)
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Waiting period: 2 months
Plastic and reconstructive surgery (medically necessary)
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Waiting period: 2 months
Waiting period2 months
Dental surgery
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Waiting period: 2 months
Dental surgery
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Waiting period: 2 months
Waiting period2 months
Podiatric surgery (provided by a registered podiatric surgeon)
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Waiting period: 2 months
Podiatric surgery (provided by a registered podiatric surgeon)
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Waiting period: 2 months
Waiting period2 months
Implantation of hearing devices
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Waiting period: 2 months
Implantation of hearing devices
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Waiting period: 2 months
Waiting period2 months
Cataracts
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Waiting period: 2 months
Cataracts
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Waiting period: 2 months
Waiting period2 months
Joint replacements
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Waiting period: 2 months
Joint replacements
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Waiting period: 2 months
Waiting period2 months
Dialysis for chronic kidney failure
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Waiting period: 2 months
Dialysis for chronic kidney failure
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Waiting period: 2 months
Waiting period2 months
Pregnancy and birth
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Waiting period: 12 months
Pregnancy and birth
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Waiting period: 12 months
Waiting period12 months
Assisted reproductive services
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Waiting period: 2 months
Assisted reproductive services
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Waiting period: 2 months
Waiting period2 months
Weight loss surgery
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Waiting period: 2 months
Weight loss surgery
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Waiting period: 2 months
Waiting period2 months
Insulin pumps
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Waiting period: 2 months
Insulin pumps
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Waiting period: 2 months
Waiting period2 months
Pain management with device
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Waiting period: 2 months
Pain management with device
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Waiting period: 2 months
Waiting period2 months
Sleep studies
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Waiting period: 2 months
Sleep studies
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Waiting period: 2 months
Waiting period2 months
'Prime Choice Gold' Factsheet

Things you should know

Pre-existing conditions
Excess
Waiting periods
Gap Cover: Access Gap Cover scheme

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Doctors' Health Fund - Private Health Insurance Cover for Medical Professionals and their Family
© 2019 Doctors Health Fund
ABN 68 001 417 527
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