Smart Starter Bronze Plus
Entry-level hospital cover with more inclusions than bronze level cover, designed for young singles, couples and families who aren’t looking for higher cover at this stage of their life.
More detailsPrivate health insurance cover
Hospital Cover
Hospital cover allows you to be treated as a private patient in either a private or public hospital, if you are admitted for elective surgery, due to an emergency, or for a medically necessary procedure or treatment. It helps to cover the costs of your accommodation, theatre fees and specialist fees. Our hospital products also include unlimited national ambulance cover.
Extras Cover
Extras cover offers benefits for a range of general health services provided outside of a hospital and not covered by Medicare. Generous limits for services such as dental, optical, mental health and more feature on all levels of cover, helping to prevent and manage a range of health conditions at various stages of life.
Hospital cover
Prime Choice Gold
Ideal for families and those wanting full cover, with three excess options to choose from.
More detailsTop Cover Gold
Unique premium hospital cover that pays a medical gap benefit based on the AMA list of medical services and fees.
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Extras cover
Starter Extras
Entry-level extras cover available to singles and couples, when combined with Smart Starter Bronze Plus hospital cover.
More detailsEssential Extras
Mid-level extras cover with a substantial list of benefits, including generous dental and optical cover.
More detailsTotal Extras
High-end extras cover offering a range of premium benefits, including major dental cover and high annual claim limits.
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Overseas Visitors Health Cover
Choose from three Overseas Visitors Health Cover options that include repatriation, ambulance and in patient hospital care. Plus our tailored Extras product to help you save on everyday healthcare essentials like dental, optical and physiotherapy.
Overseas Visitors Health Hospital and Extras Cover
Overseas Workers Core Hospital
Affordable hospital cover for inpatient services in private or public hospitals (including medical fees and hospital expenses), ambulance cover and repatriation benefits.
More detailsOverseas Workers Complete Hospital
Mid-level hospital cover for inpatient services (medical fees and hospital expenses), outpatient services (including GP visits, specialist consultations, pregnancy and birth), ambulance cover and repatriation benefits.
More detailsOverseas Workers Premium Hospital
Comprehensive overseas workers cover which pays the medical benefit based on the AMA* list of medical services and fees.
More detailsOverseas Workers Essential Extras
Mid-level extras cover with a substantial list of benefits, including generous dental and optical cover. This product does not satisfy visa condition 8501.
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Hear from our members
There is absolutely no reason why eligible persons should be with any other health fund. Top Cover Gold with Doctors Health Fund is the best.