Better cover.

Better value.

Trust a fund that stands for better care, better benefits, and your future.

Doctors' Health Fund is part of the Members Health Fund Alliance.

Who are you covering?

Have questions? Call us on 1800 226 126

Our most popular health insurance cover

  • Prime Choice Gold

    Ideal for families and those wanting full cover, with three excess options to choose from.

    • Get Gold health coverage at a competitive price
    • Access to private hospital or as a private patient in a public hospital.
    • Includes national cover for emergency and medically-necessary ambulance services
    • National coverage for ambulance
    • No exclusions or restrictions
    More details
  • Top Cover Gold

    Unique premium hospital cover that pays a medical gap benefit based on the AMA list of medical services and fees.

    • Covers your medical costs up to the AMA list of medical services and fees
    • National coverage for ambulance
    • No exclusions or restrictions
    • Now available in a $750 excess option making our AMA rate cover more affordable
    More details
  • Essential Extras

    Mid-level extras cover with a substantial list of benefits, including generous dental and optical cover.

    • 100% cover for two dental check ups per year
    • $500 optical limit every two years
    • Choose your preferred doctor or extras provider
    • $500 sub-limit for physiotherapy
    More details
  • Total Extras

    High-end extras cover offering a range of premium benefits, including major dental cover and high annual claim limits.

    • No annual limit for general dental services
    • $700 optical limit every two years
    • $900 psychology limit every year
    • $700 limit for physiotherapy
    More details

Joining health funds is as easy as 1, 2, 3

No lock-ins. No penalties. No catch. Just better cover, when you're ready.