Better value health cover? We’re with you

Are you looking for comprehensive hospital cover that grows with you?

If you’re planning for a family, preparing for major medical procedures, or simply seeking peace of mind, Prime Choice Gold is designed to adapt to your needs at every life stage. This premium hospital cover offers access to all inpatient services eligible for Medicare benefits - without exclusions or restrictions so you’re fully supported when it matters most. Plus, essential services like obstetrics, gynaecology, joint reconstructions, and dental surgery are included, which are often excluded from lower-tier plans. With ambulance cover included, you’ll have emergency protection whenever you need it.

Why choose Doctors’ Health Fund for your Gold-level hospital cover?

The government’s tier system - Basic, Bronze, Silver, and Gold - makes it easier to compare private hospital cover options. However, not all Gold-level covers are created equal. At Doctors’ Health Fund, we go above and beyond to get you the best value for your money. Unlike other funds that may offer bare-minimum coverage or charge high out-of-pocket costs, Prime Choice Gold provides comprehensive benefits, including full coverage for hospital accommodation (after any excess) in both private and public hospitals.

At Doctors’ Health Fund, we focus on delivering peace of mind and flexibility, so you’re prepared for life’s milestones - from starting a family to managing complex health needs. With Prime Choice Gold, you’re not just choosing a policy; you’re choosing a partner committed to supporting your health journey every step of the way.

To discuss the right cover for you, contact our expert team on 1800 226 126 for an individual quote.

We know that price isn’t everything, that’s why we’re made for so much more.

As part of Avant, we are ultimately owned by doctors and are proudly member focused. Here are just a few reasons to join us:

• We are highly rated by our members, with a 94% member satisfaction rating in 2024¹.
• Market leading gap cover with 93% of medical services covered with no gap compared to an industry average of 87.7%².
• We value freedom of choice with no restrictive preferred provider networks for extras.
• We support your needs as a consumer and as a medical professional, with medical benefits up to AMA list of medical services and fees on Top Cover Gold hospital cover, now with a $750 excess option.
• We’re part of Members Health Fund Alliance, a peak industry body for private health insurers that put their members’ health and wellbeing before profits.

¹ Annual member satisfaction survey, October 2024.

² Private Health Insurance Ombudsman, State of the health funds report 2024, Ombudsman’s website.

IMPORTANT: Private health insurance products are issued by The Doctors’ Health Fund Pty Limited, (ACN 001 417 527). Cover is subject to the terms and conditions (including waiting periods, limitations and exclusions) of the individual policy, available at www.doctorshealthfund.com.au/our-cover © Avant Mutual Group Limited 2025.